Guide to Preparing Sellers for a Smooth Title Insurance Transaction

Conduct preliminary searches on new listings to check for any issues, such as liens or judgments.

Request surveys and title policies from sellers.

Discuss any recent work on the property and ensure proper permits were obtained.

Advise sellers to obtain a FOIL from the town office for all relevant property documents.

Ensure working smoke carbon monoxide detectors are installed on the property.

Inquire about hiring an experienced local real estate attorney to represent the transaction smoothly.

Understand the requirements and time frames for municipal searches in each town to manage client expectations, including smoke detector affidavits and access for inspections.