As a strong proponent of financial literacy, Kris is passionate about guiding home-buyers through the mortgage process and connecting them with other experts in the real estate industry, such as realtors, attorneys, and insurance agents. He is a banking veteran with 20+ years in the business and has earned an M.B.A. degree with a specialization in Accounting from the University of Scranton and a B.B.A. degree with a major in Finance from Baruch College. A native New Yorker, he is fluent in Spanish and has ties throughout NYC and the Hudson Valley.